When The Government Gets Involved In Pricing,

I Always Tell People, "there's A Book On Everyone." I Get Some Of That Book Before I Do Anything. If I Want To Deeply Understand Someone's Reputation, I'll Talk To Their Friends, Their Former Bosses, Their Peers, And I'll Learn A Lot About Them. I Want Them To Be Trusted. I Want Them To Be Respected. I Want Them To Give A S - -. Then There Are The Intangibles: Physical And Emotional Stamina, The Ability To Confront Issues. I Can Ask All I Want About Those Things, But I Also Have To See A Lot Of It.

You Know, The Benefit In Life Is To Say, 'maybe You Made A Mistake, Let’s Dig Deep.'

Our Plate Is Full. We Have A Lot To Do Building Our Company Organically And That Is Our Key Focus.

I Think The Politics Have Gotten Better In The United States, Which Makes It Easier To Pass Legislation, Budgets And Treaties.

I Don't Think You're Going To Have One Bank. Big Companies Aren't Going To Give Us All Their Business. So They Can Pick And Choose - By Product, By Country, Whatever. We Have Major Competition Across Every Product In Every Place We Operate.